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Financing

A considered path
to ownership.

Create an interest-free investment plan during construction, or speak with our team about housing-loan options through participating banks.

Interest-free payment plan

Structured around construction.

  1. 01
    ReservationLKR 1 million
  2. 02
    Settlement at S&PFrom 22%
  3. 03
    During constructionMonthly, quarterly or bullet plans
  4. 04
    Early Settlement BenefitUp to 5%
  5. 05
    At handoverFully settled
Calculate your payment plan ↓

Housing loans

Bank-assisted financing.

Trillium has signed MOUs with HNB and Union Bank, enabling tripartite agreements for eligible housing-loan facilities.

Calculate a home loan estimate ↓

Payment schedules and Early Settlement Benefits are subject to the Sale & Purchase Agreement and confirmation by Trillium. Housing loans remain subject to each bank’s eligibility criteria, credit assessment, terms and approval.

Secure your home now →

Interest-free payment-plan calculator

Plan your investment.

0% interest

Compare flexible off-plan schedules and see how an increased S&P settlement can reduce your agreed sales price.

01 Enter the agreed sales price

02 Adjust your S&P deposit

Total S&P deposit, including reservation feeLKR 19,580,00022%
22% minimum30%50%70%90% maximum
Current Early Settlement BenefitNo benefitLKR 7,120,000 more reaches the 2% tier

03 Choose your investment plan

Standard schedules settle by December 2027. The February 2028 grace period remains subject to approval.

Reservation Fee
LKR 1,000,000
Sales & Purchase Agreement (S&P) Deposit
LKR 18,580,000
Total paid by S&P
22% · LKR 19,580,000
Early Settlement Benefit
None
Adjusted sales price
LKR 89,000,000
Remaining adjusted balance
LKR 69,420,000
Interest charged
None · 0%

Equal monthly instalment

LKR 4,628,000
Investment plan
Standard Monthly
Plan completion
December 2027
Total cash payable
LKR 89,000,000
Discuss this investment plan →
View the dated payment schedule ↓
Payment datePayment
Oct 2026Monthly instalmentLKR 4,628,000
Nov 2026Monthly instalmentLKR 4,628,000
Dec 2026Monthly instalmentLKR 4,628,000
Jan 2027Monthly instalmentLKR 4,628,000
Feb 2027Monthly instalmentLKR 4,628,000
Mar 2027Monthly instalmentLKR 4,628,000
Apr 2027Monthly instalmentLKR 4,628,000
May 2027Monthly instalmentLKR 4,628,000
Jun 2027Monthly instalmentLKR 4,628,000
Jul 2027Monthly instalmentLKR 4,628,000
Aug 2027Monthly instalmentLKR 4,628,000
Sep 2027Monthly instalmentLKR 4,628,000
Oct 2027Monthly instalmentLKR 4,628,000
Nov 2027Monthly instalmentLKR 4,628,000
Dec 2027Monthly instalmentLKR 4,628,000

Illustrative interest-free estimate only. Benefits are shown as credits against the agreed sales price, not interest. The final schedule, grace-period approval, due dates, applicable charges and individually agreed pricing remain subject to the Sale & Purchase Agreement and confirmation by Trillium. Handover occurs only after full settlement.

Home-loan calculator

Plan your financing.

Adjust the figures, then switch between fixed equated instalments and declining reducing-balance instalments.

Fixed monthly repayment

LKR 681,684
Estimated loan amount
LKR 60,000,000
Total interest
LKR 103,604,239
Total repayment
LKR 163,604,239
Discuss this estimate →
Equated BalanceLKR 681,684 / month

Fixed payment · LKR 103,604,239 total interest

Reducing BalanceLKR 875,000 → LKR 252,604

Declining payment · LKR 75,312,500 total interest

This calculator provides an illustrative estimate only. Equated Balance assumes a fixed monthly instalment on the outstanding balance. Reducing Balance assumes equal monthly principal instalments plus interest on the outstanding balance. Actual rates, fees, insurance, rounding, eligibility and approved schedules are determined by the selected bank and may differ.